422 Whether the Swisses in general have not sumptuary laws, prohibiting the use of gold, jewels, silver, silk, and lace in their apparel, and indulging the women only to wear silk on festivals, weddings, and public solemnities?
423 Whether there be not two ways of growing rich, sparing and getting? But whether the lazy spendthrift must not be doubly poor?
424 Whether money circulating be not the life of industry; and whether the want thereof doth not render a State gouty and inactive?
425 But whether, if we had a national bank, and our present cash (small as it is) were put into the most convenient shape, men should hear any public complaints for want of money?
426 Whether all circulation be not alike a circulation of credit, whatsoever medium (metal or paper) is employed, and whether gold be any more than credit for so much power?
427 Whether the wealth of the richest nations in Christendom doth not consist in paper vastly more than in gold and silver?
428 Whether Lord Clarendon doth not aver of his own knowledge, that the Prince of Orange, with the best credit, and the assistance of the richest men in Amsterdam, was above ten days endeavouring to raise ?0,000 in specie, without being able to raise half the sum in all that time? (See Clarendon's History, BK. XII)429 Supposing there had been hitherto no such thing as a bank, and the question were now first proposed, whether it would be safer to circulate unlimited bills in a private credit, or bills to a limited value on the public credit of the community, what would men think?
430 Whether the maxim, 'What is everybody's business is nobody's,' prevails in any country under the sun more than in Ireland?
431 Whether the united stock of a nation be not the best security? And whether anything but the ruin of the State can produce a national bankruptcy?
432 Whether the total sum of the public treasure, power, and wisdom, all co-operating, be not most likely to establish a bank of credit, sufficient to answer the ends, relieve the wants, and satisfy the scruples of all people?
433 Whether London is not to be considered as the metropolis of Ireland? And whether our wealth (such as it is) doth not circulate through London and throughout all England, as freely as that of any part of his Majesty's dominions?
434 Whether therefore it be not evidently the interest of the people of England to encourage rather than to oppose a national bank in this kingdom, as well as every other means for advancing our wealth which shall not impair their own?
435 Whether it is not our interest to be useful to them rather than rival them; and whether in that case we may not be sure of their good offices?
436 Whether we can propose to thrive so long as we entertain a wrongheaded distrust of England?
437 Whether, as a national bank would increase our industry, and that our wealth, England may not be a proportionable gainer; and whether we should not consider the gains of our mother-country as some accession to our own?
438 Whether there be any difficulty in comprehending that the whole wealth of the nation is in truth the stock of a national bank? And whether any more than the right comprehension of this be necessary to make all men easy with regard to its credit?
439 Whether the prejudices about gold and silver are not strong, but whether they are not still prejudices?
440 Whether paper doth not by its stamp and signature acquire a local value, and become as precious and as scarce as gold? And whether it be not much fitter to circulate large sums, and therefore preferable to gold?
441 Whether it doth not much import to have a right conception of money? And whether its true and just idea be not that of a ticket, entitling to power, and fitted to record and transfer such power?
442 Though the bank of Amsterdam doth very rarely, if at all, pay out money, yet whether every man possessed of specie be not ready to convert it into paper, and act as cashier to the bank? And whether, from the same motive, every monied man throughout this kingdom would not be cashier to our national bank?
443 Whether we may not obtain that as friends which it is in vain to hope for as rivals?
444 Whether in every instance by which we prejudice England, we do not in a greater degree prejudice ourselves?
445 Whether in the rude original of society the first step was not the exchanging of commodities; the next a substituting of metals by weight as the common medium of circulation; after this the making use of coin; lastly, a further refinement by the use of paper with proper marks and signatures? And whether this, as it is the last, so it be not the greatest improvement?
446 Whether we are not in fact the only people who may be said to starve in the midst of plenty?
447 Whether there can be a worse sign than that people should quit their country for a livelihood? Though men often leave their country for health, or pleasure, or riches, yet to leave it merely for a livelihood, whether this be not exceeding bad, and sheweth some peculiar mismanagement?
448 Whether, in order to redress our evils, artificial helps are not most wanted in a land where industry is most against the natural grain of the people?
449 Whether, although the prepossessions about gold and silver have taken deep root, yet the example of our Colonies in America doth not make it as plain as day-light that they are not so necessary to the wealth of a nation as the vulgar of all ranks imagine?
450 Whether it be not evident that we may maintain a much greater inward and outward commerce, and be five times richer than we are, nay, and our bills abroad be of far greater credit, though we had not one ounce of gold or silver in the whole island?
451 Whether wrongheaded maxims, customs, and fashions are not sufficient to destroy any people which hath so few resources as the inhabitants of Ireland.
452 Whether it would not be a horrible thing to see our matrons make dress and play their chief concern?